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Now in private beta

The AI copilot for your money.

PB's Finest connects to your accounts, understands your goals, and gives you calm, specific answers — from paying down debt to buying your first home.

Independently built. Funded by people who believe in it — no VCs, no bank deals, no data resale.

Abstract visualization of a rising financial chart in liquid metal

Product

Finance that finally answers back.

01

One inbox for your money

Bank accounts, cards, investments, loans — unified in a single, private view.

02

Ask anything, get a plan

"Can I afford to move?" → a concrete answer, tied to your real cashflow.

03

Nudges, not noise

PB's Finest only pings you when a decision or dollar is on the line.

04

Explainable by default

Every recommendation shows its math. No black boxes, ever.

How it works

Three steps to clarity.

  1. 1

    Connect

    Securely link accounts in under a minute via Plaid.

  2. 2

    Understand

    PB's Finest reads history, income, and goals — locally encrypted.

  3. 3

    Decide

    Ask in plain English. Get a plan with numbers you can act on.

Our promises

A finance app without a catch.

Most money apps make money from you. PB's Finest is built on a different bargain — one worth writing down.

  • 01

    You are not the product.

    No ads. No data resale. No affiliate kickbacks quietly shaping your advice.

  • 02

    Every number shows its work.

    Tap any recommendation and see the math, the assumptions, and the sources.

  • 03

    Your data stays yours.

    End-to-end encrypted. Export or delete everything in one click, any time.

  • 04

    Funded by humans, not banks.

    Supported by the people who use it — so the incentives point one direction: yours.

FAQ

Common questions.

Is PB's Finest a bank?
No. We read your accounts to give advice, but we never hold or move your money.
How is my data secured?
Bank-grade encryption in transit and at rest. Credentials are handled by Plaid, never seen by us.
Does the AI replace a financial advisor?
PB's Finest handles day-to-day decisions. For complex planning we can hand off to a licensed human.
When does it launch?
General availability in early 2027. Waitlist members get access sooner in staged waves.

Get in early.

Join the waitlist for private beta invites. One email — no spam, unsubscribe anytime.